Formerly Bur Financial · Now infrastructure

KYC decisioning, built by bankers, for banks and fintechs.

Burline replaces the patchwork of identity vendors, AML lists, and manual reviews with one decisioning layer — audit-ready, configurable, and fast enough to keep up with onboarding.

Decision
TXN_8f4a2c1e
Approved
Identity match98.4%
Document authVerified
Sanctions / PEPClear
Device & behaviorLow risk
Decision time412 ms
Composite risk score
87 / 100
Designed for the institutions we grew up in
Community Banks Credit Unions Neobanks Payments Lending Wealth
A note on our pivot
For years we advised banks on M&A, credit, and compliance. We kept hearing the same thing: onboarding is broken. Vendors don't talk to each other. Reviewers drown in false positives. Regulators want an audit trail no one can produce. So we built one. Bur Financial is now Burline — the decisioning layer we always wished existed.
Platform

One layer between your onboarding funnel and every risk signal that matters.

Burline unifies identity, AML, fraud, and behavioral data into a single decisioning engine. You keep your UX. We handle the infrastructure underneath.

01 / Identity

Document & biometric verification

Passport, driver's license, and ID document authentication with liveness detection across 200+ countries. Passive and active checks, configurable per market.

NFC Liveness 200+ countries
02 / Screening

Sanctions, PEP & adverse media

Real-time screening against OFAC, EU, UN, UK, and regional sanctions lists. PEP and adverse media with explainable match scoring — not just a yes/no.

OFAC EU/UN/UK Continuous
03 / Fraud

Device, behavior & synthetic ID

Device fingerprinting, behavioral biometrics, and synthetic identity detection layered into one risk graph. Catches what document checks alone can't see.

Device Behavioral Synthetic ID
04 / Decisioning

Configurable rules + ML models

Write policies the way your compliance team thinks about them. Mix deterministic rules with ML risk scores. Version, test, and roll back from the dashboard.

No-code Versioned A/B testable
05 / Case review

Review queues that don't drown analysts

Prioritized queues, explainable flags, and one-click actions. Every decision carries the full context — so reviewers resolve cases in minutes, not hours.

Queues Explainability SLA tracking
06 / Audit

Regulator-ready audit trail

Every signal, rule, model version, and reviewer action captured and exportable. Built to survive your next exam, not just your next product launch.

SOC 2 Immutable Exportable
How it works

From applicant to decision in under a second.

01

Applicant submits

Your onboarding form, app, or API forwards the applicant's data to Burline — no UI replacement required.

02

Signals collected

Identity, document, sanctions, device, and behavioral signals fan out in parallel across our provider network.

03

Policy evaluates

Your configured rules and ML models score the application and route edge cases to the right reviewer queue.

04

Decision returned

Approve, deny, or step-up — with a full explainable audit record attached for compliance and the examiner.

Why Burline

Most KYC tools are built by technologists learning compliance. We did it the other way around.

"The difference shows up on day one of an exam. Burline was built by people who've answered the questions the regulator is about to ask."
  • 01
    Compliance is the product, not a module. Audit trail, model documentation, and policy versioning are baked in — not bolted on after a SOC 2.
  • 02
    Explainable, not opaque. Every flag and score comes with the reasoning. Your analysts and your regulator both get answers, not black boxes.
  • 03
    Horizontal by design. One platform for consumer banks, fintechs, lenders, and payments — because the underlying risk questions are the same.
  • 04
    Priced like infrastructure. Per-decision pricing with no minimums that punish smaller institutions. You pay for what you use.

See your next onboarding decision in Burline.

We'll walk through your current stack, show you what Burline would decide on real applicant profiles, and map a 30-day integration plan.

Book a demo
Or email us directly — hello@burcapital.com